We're building the
digital lending platform.
One system to originate, manage, collect, and monitor loans — so lending teams stop stitching together five vendors to do the job of one.
Every stage of the loan
lifecycle, in order.
From the first application to the last recovered rupee, Craft covers the four stages every loan moves through.
Loan Origination
System (LOS)
APPLY → APPROVE
Digital applications, configurable credit policies, and automated underwriting take borrowers from application to sanction without manual handoffs.
Loan Management
System (LMS)
DISBURSE → SERVICE
Disbursals, repayment schedules, ledgers, and statements run on one system of record built for how loans actually behave over time.
Collections
FOLLOW UP → RECOVERPrioritised call queues, automated reminders, and field agent workflows built to recover more, with less manual chasing.
Early Warning
MONITOR → FLAGBehavioural and bureau signals surface at-risk accounts before they slip, so teams act ahead of default rather than after it.
Built for the way
each loan works.
Every lending vertical has its own underwriting logic, documentation, and repayment behaviour. Craft is configured for each one.
Personal Loan Software
Unsecured lending with fast, rules-based underwriting.
Payday Loan Software
Short-tenure, high-velocity disbursals built for speed.
Gold Loan Software
Collateral valuation, vault tracking, and auction workflows.
Business Loan Software
Cash-flow underwriting for working capital and MSME credit.
Home Loan Software
Long-tenure servicing with property and legal document tracking.
Auto Loan Software
Dealer-linked disbursals with hypothecation and RC tracking.